We work with companies' HR management to design, implement and support the development of social benefit plans for their employees, seeking to achieve balance in the cost/benefit ratio. Bearing in mind the tax framework applicable to each case, we also seek to optimise fiscal benefits to the company and to its employees.

Businesses display a high level of social responsibility by providing employees and their families with the following:

• Health Insurance, giving them access to the private health system;

• Group Life Insurance, guaranteeing economic survival or protection for the future in the event of tragic circumstances such as death or disability.

These employee benefits also include products which provide financing of supplementary pension plans:

• Capital Redemption Policies

• Pension Funds

By granting this kind of benefits, the company implements an additional mechanism to ensure satisfaction and motivation of its employees at a low payroll cost. This approach of investment in social protection by corporate bodies with regard to the people which comprise them is becoming increasingly important.


Logo Workganics site


In this context, Costa Duarte established a partnership with Workganics, a consulting company in the area of People and Risks. It is dedicated to providing services in partnership with its customers, with flexibility and motivated by the results of its intervention.

  • Planning, design and implementation of fixed, variable and flexible remuneration programmes
  • Partner Compensation programmes
  • Actuarial and technical support for Pension Fund Sponsors, Members and Pensioners
  • Retirement planning (scenario testing of private and Social Security pensions)
  • Succession planning for family-owned companies
  • HR & Governance Restructuring
  • Support to companies under recovery plans
  • M&A Support
  • Interim Management



Flexible Benefits Plans are growingly popular in the Portuguese market, so COSTA DUARTE established a partnerships to enable us to offer suitable solution to our clients.

These on-line platforms allow companies to define, implement and manage in an integrated and efficient way their Flexible Benefits plan, optimizing processes and allowing for a bigger fiscal efficiency both for the company and for the employees.
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