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Private

We guide our Clients in selecting the best protection solutions in the market for their family, property and liabilities.

Private

We guide our Clients in selecting the best protection solutions in the market for their family, property and liabilities.

Private

We guide our Clients in selecting the best protection solutions in the market for their family, property and liabilities.

Private

We guide our Clients in selecting the best protection solutions in the market for their family, property and liabilities.

Our advice makes a difference in your insurance

Costa Duarte seeks the best solutions for the protection of the well-being of people, families and assets, offering a wide range of insurance for the various areas of its clients' professional and personal life.

We are present whenever necessary with a dedicated team that listens, advises and, above all, supports you in the event of an accident, avoiding you problems and always defending your rights.

You are also able to keep track of your insurances through the online platform My Costa Duarte.

Solutions

Our team of experienced professionals offers you all types of solutions, with the advantage of being able to rely on independent advice and expert support, from the beginning of the contract to the event of a claim.

Family

We help you find the best protection in case of illness for you and your family.
Protect your life, your family or your mortgage at a fair value and with the appropriate coverages.

House and Car

Contact us for your Car and Home insurance. We look for and build the best offer for each client.

Liabilities

Protect yourself and your family from liability for damages caused to others. THE INSURANCE OF YOUR MAID IS YOUR RESPONSIBILITY.

Leisure

ALWAYS BE SAFE! 24 hours a day, wherever you are, on business or leisure and regardless the means of transport used.

We help you find the best protection in case of illness for you and your family.
Protect your life, your family or your mortgage at a fair value and with the appropriate coverages.

Contact us for your Car and Home insurance. We look for and build the best offer for each client.

Protect yourself and your family from liability for damages caused to others. THE INSURANCE OF YOUR MAID IS YOUR RESPONSIBILITY.

ALWAYS BE SAFE! 24 hours a day, wherever you are, on business or leisure and regardless the means of transport used.

We help you find the best protection in case of illness for you and your family.
Protect your life, your family or your mortgage at a fair value and with the appropriate coverages.

Contact us for your Car and Home insurance. We look for and build the best offer for each client.

Protect yourself and your family from liability for damages caused to others. THE INSURANCE OF YOUR MAID IS YOUR RESPONSIBILITY.

ALWAYS BE SAFE! 24 hours a day, wherever you are, on business or leisure and regardless the means of transport used.

Personal Accidents - private individuals

Because accidents happen when you least expect them... take precautions, and rest assured in the knowledge that you are insured 24 hours a day at work, on holiday, in your car or at home.

This insurance guarantees an amount to be paid by the insurer in the event of Death, Permanent Disability, Medical Costs, Funeral Costs, etc... of the Insured Person, as a result of an Accident, 24 hours a day, almost anywhere in the world.

Find out about our Personal Accident Insurance product

Life Insurance - Private Individuals

Teh well-being of your family is our greatest concern.

Ensure their financial security by taking out life insurance. Not just in the event of death, but also of permanent disability, you and your family deserve the best. If you are going to take out a loan to buy a home... we offer the Insurance your Bank requires. If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind. Take precautions. Make the most of the financial benefits this insurance can provide! The amounts paid are deductible for tax purposes, within the legally established limits!

Health Insurance - Private Individuals

HEALTH IS A PRECIOUS GIFT

If you care about your well-being and want above all else to receive quality service when it comes to medical assistance, we provide a comprehensive health team which ensures an important range of services, from designing health plans to replacing the insurer in reimbursing costs, with significant improvements in speed of service.

DID YOU KNOW THERE ARE TWO DIFFERENT TYPES OF HEALTH INSURANCE?

Insurance by Reimbursement - where you pay your costs and the Company subsequently reimburses them.
Managed Care Insurance - where you make use of the services of agreed establishments and doctors, and only have to pay the corresponding contribution (e.g. Médis, Advance Care, Multicare, etc.)

 Multiperils Home Insurance - Private Individuals

Your home is exposed to numerous risks. Make sure it is properly protected against the unexpected. From fires and floods to theft or robbery and family liability. 
Furthermore, fire insurance is COMPULSORY for buildings with horizontal property regime status, pursuant to Article 1429, Paragraph 1 of the Civil Code.

If you are planning to buy a home... we offer the Insurance your Bank requires.
If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind.

We help you find the best protection in case of illness for you and your family.
Protect your life, your family or your mortgage at a fair value and with the appropriate coverages.

Contact us for your Car and Home insurance. We look for and build the best offer for each client.

Protect yourself and your family from liability for damages caused to others. THE INSURANCE OF YOUR MAID IS YOUR RESPONSIBILITY.

ALWAYS BE SAFE! 24 hours a day, wherever you are, on business or leisure and regardless the means of transport used.

Personal Accidents - private individuals

Because accidents happen when you least expect them... take precautions, and rest assured in the knowledge that you are insured 24 hours a day at work, on holiday, in your car or at home.

This insurance guarantees an amount to be paid by the insurer in the event of Death, Permanent Disability, Medical Costs, Funeral Costs, etc... of the Insured Person, as a result of an Accident, 24 hours a day, almost anywhere in the world.

Find out about our Personal Accident Insurance product

Life Insurance - Private Individuals

Teh well-being of your family is our greatest concern.

Ensure their financial security by taking out life insurance. Not just in the event of death, but also of permanent disability, you and your family deserve the best. If you are going to take out a loan to buy a home... we offer the Insurance your Bank requires. If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind. Take precautions. Make the most of the financial benefits this insurance can provide! The amounts paid are deductible for tax purposes, within the legally established limits!

Health Insurance - Private Individuals

HEALTH IS A PRECIOUS GIFT

If you care about your well-being and want above all else to receive quality service when it comes to medical assistance, we provide a comprehensive health team which ensures an important range of services, from designing health plans to replacing the insurer in reimbursing costs, with significant improvements in speed of service.

DID YOU KNOW THERE ARE TWO DIFFERENT TYPES OF HEALTH INSURANCE?

Insurance by Reimbursement - where you pay your costs and the Company subsequently reimburses them.
Managed Care Insurance - where you make use of the services of agreed establishments and doctors, and only have to pay the corresponding contribution (e.g. Médis, Advance Care, Multicare, etc.)

 Multiperils Home Insurance - Private Individuals

Your home is exposed to numerous risks. Make sure it is properly protected against the unexpected. From fires and floods to theft or robbery and family liability. 
Furthermore, fire insurance is COMPULSORY for buildings with horizontal property regime status, pursuant to Article 1429, Paragraph 1 of the Civil Code.

If you are planning to buy a home... we offer the Insurance your Bank requires.
If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind.

 Motor Insurance - Private Individuals

This insurance covers Liability towards third parties (legally required), vehicle damage, protection of the driver and passengers, and breakdown assistance.
If a claim event occurs, you will be grateful for having someone dependable to rely on. As insurance brokers, we have privileged access to companies and will make sure, to the extent possible, that your case is processed with the utmost attention and promptness.

Work Accidents Suffered By Self-Employed Workers / Domestic Worker Insurance - Private Individuals

Legally required liability insurance (Decree- Law 100/97) for accidents occurring during working hours or on the way to or from the place of work (Commuting Risk).

Any private individual employing others on a full or part time basis, with or without a written contract of employment, is legally liable for the consequences of accidents involving such workers during the provision of the services.

This liability includes accidents occurring on the route from the workers’ home to the place of work and back. Self-employed workers must also possess work accident insurance.

Family Liability / Hunter's Liability

This is an insurance policy which covers damages caused to third parties arising from your private life, such as liability pertaining to family members or hunting activities.

Hunters’ liability insurance is legally required.

Personal Accidents - Travel - Private Individuals

Have fun while we look out for you...
Wherever you are travelling, in Portugal or abroad, relax with our Travel Insurance. This is a form of Personal Accident Insurance with specific cover applying to Persons and Luggage for the entire duration of the trip. This insurance is always temporary (maximum 90 days) and the cover purchased, which always applies to non-professional risks, will depend on the options specified for the amount and duration of the policy. If a claim event occurs we are here to help - do not hesitate to call us.

Available Cover

•   Death

•   Permanent Disability

•   Medical Costs

•   Liability Insurance

•   Luggage

•   Temporary Incapacity

•   Amateur Pursuit of Winter Sports

•   Breakdown Assistance

No more excuses for you and yours not to travel in complete safety!

Find out about our Travel Insurance product

We help you find the best protection in case of illness for you and your family.
Protect your life, your family or your mortgage at a fair value and with the appropriate coverages.

Contact us for your Car and Home insurance. We look for and build the best offer for each client.

Protect yourself and your family from liability for damages caused to others. THE INSURANCE OF YOUR MAID IS YOUR RESPONSIBILITY.

ALWAYS BE SAFE! 24 hours a day, wherever you are, on business or leisure and regardless the means of transport used.

Personal Accidents - private individuals

Because accidents happen when you least expect them... take precautions, and rest assured in the knowledge that you are insured 24 hours a day at work, on holiday, in your car or at home.

This insurance guarantees an amount to be paid by the insurer in the event of Death, Permanent Disability, Medical Costs, Funeral Costs, etc... of the Insured Person, as a result of an Accident, 24 hours a day, almost anywhere in the world.

Find out about our Personal Accident Insurance product

Life Insurance - Private Individuals

Teh well-being of your family is our greatest concern.

Ensure their financial security by taking out life insurance. Not just in the event of death, but also of permanent disability, you and your family deserve the best. If you are going to take out a loan to buy a home... we offer the Insurance your Bank requires. If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind. Take precautions. Make the most of the financial benefits this insurance can provide! The amounts paid are deductible for tax purposes, within the legally established limits!

Health Insurance - Private Individuals

HEALTH IS A PRECIOUS GIFT

If you care about your well-being and want above all else to receive quality service when it comes to medical assistance, we provide a comprehensive health team which ensures an important range of services, from designing health plans to replacing the insurer in reimbursing costs, with significant improvements in speed of service.

DID YOU KNOW THERE ARE TWO DIFFERENT TYPES OF HEALTH INSURANCE?

Insurance by Reimbursement - where you pay your costs and the Company subsequently reimburses them.
Managed Care Insurance - where you make use of the services of agreed establishments and doctors, and only have to pay the corresponding contribution (e.g. Médis, Advance Care, Multicare, etc.)

 Multiperils Home Insurance - Private Individuals

Your home is exposed to numerous risks. Make sure it is properly protected against the unexpected. From fires and floods to theft or robbery and family liability. 
Furthermore, fire insurance is COMPULSORY for buildings with horizontal property regime status, pursuant to Article 1429, Paragraph 1 of the Civil Code.

If you are planning to buy a home... we offer the Insurance your Bank requires.
If you already own your home... compare your current insurance with what we have to offer, and if ours is more advantageous do not hesitate to switch – your Bank won't mind.

 Motor Insurance - Private Individuals

This insurance covers Liability towards third parties (legally required), vehicle damage, protection of the driver and passengers, and breakdown assistance.
If a claim event occurs, you will be grateful for having someone dependable to rely on. As insurance brokers, we have privileged access to companies and will make sure, to the extent possible, that your case is processed with the utmost attention and promptness.

Work Accidents Suffered By Self-Employed Workers / Domestic Worker Insurance - Private Individuals

Legally required liability insurance (Decree- Law 100/97) for accidents occurring during working hours or on the way to or from the place of work (Commuting Risk).

Any private individual employing others on a full or part time basis, with or without a written contract of employment, is legally liable for the consequences of accidents involving such workers during the provision of the services.

This liability includes accidents occurring on the route from the workers’ home to the place of work and back. Self-employed workers must also possess work accident insurance.

Family Liability / Hunter's Liability

This is an insurance policy which covers damages caused to third parties arising from your private life, such as liability pertaining to family members or hunting activities.

Hunters’ liability insurance is legally required.

Personal Accidents - Travel - Private Individuals

Have fun while we look out for you...
Wherever you are travelling, in Portugal or abroad, relax with our Travel Insurance. This is a form of Personal Accident Insurance with specific cover applying to Persons and Luggage for the entire duration of the trip. This insurance is always temporary (maximum 90 days) and the cover purchased, which always applies to non-professional risks, will depend on the options specified for the amount and duration of the policy. If a claim event occurs we are here to help - do not hesitate to call us.

Available Cover

•   Death

•   Permanent Disability

•   Medical Costs

•   Liability Insurance

•   Luggage

•   Temporary Incapacity

•   Amateur Pursuit of Winter Sports

•   Breakdown Assistance

No more excuses for you and yours not to travel in complete safety!

Find out about our Travel Insurance product

Boat Insurance - Private Individuals

When you’re at sea, make sure you have insurance on dry land...

Leave any problems to us! We offer the insurance your boat needs... contact us.

This form of insurance covers boats (at sea, anchored or moored) and the resulting liabilities.

Contact us

We wiil find the best solutions for your family protection.

Contact us